Our Business Lenders.
Julie Olson
Senior COMMERCIAL RELATIONSHIP MANAGER
Hi, I'm Julie. Coming to you with nearly 25 years of financial institution experience and as a native to Upper Michigan, I promise to craft and offer a dynamic solution to help you reach your business goals. I thoroughly enjoy developing a deep understanding of my client's financial position and working with them to provide local funding. In my free time, you can find me biking, taking long walks with my dog, and spending time with my family.
Nick Kreis
COMMERCIAL RELATIONSHIP MANAGER
Hi, I'm Nick. I work with members by listening and learning, then plan and propose how to achieve their business goals. The power of locally funded loans, decisions, and service allow me to deliver an unmatched experience. I take pride in tailoring each relationship to fit the member's needs and eliminate any "cookie-cutter" approach, as no two businesses or business owners are alike.
Terry Garceau
COMMERCIAL RELATIONSHIP MANAGER
Hi, I'm Terry, and with over 30 years of financial institution experience, I'm ready to work with you to help achieve your business goals. I've lived in the Upper Peninsula my entire life. Because Embers is headquartered and managed locally, we can understand your needs and respond quickly with the highest level of service! We value our relationships with our Members, and we're here for you to provide great options to help you be successful. Please let us know how we can help you!