Blog Posts
Welcome to our Newsroom.
Learn about financial wellness, Embers Team Members news, and relevant industry information.
Life Changes
Is the Money in My Account Safe?
2024-04-24
Your financial institution is one of the safest places to store your hard-earned cas...
Business
Professional Help with Your Business
2024-04-16
Although it’s tempting to try and run a business on your own, it’s usually a good id...
Buying a House
Selling Your Home
2024-04-16
Selling your home marks the beginning of an important journey, often influenced by a...
Business
Basic Bookkeeping
2024-04-16
Owning a business means staying on top of financial reports and bookkeeping. ...
Business
Your First SBA Loan
2024-04-15
Growing a business means you have to raise capital and SBA loans are one way to do t...
Buying A House
To Buy or Not to Buy?
2024-04-08
If you’re ready to change your living situation, you may be debating whether it’s be...
50 Questions
50 Questions With Jesse Renfors
2024-04-03
For our first ever 50 Questions, we interviewed U.P. native Jesse Renfors, owner of ...
Embers News
Embers Is Recognized by AARP
2024-03-13
Today, AARP announced Embers and 166 other banks, credit unions and financial adviso...
Borrowing + Credit
How Do I Build Credit?
2024-03-12
A good credit score has a major impact on your finances, so it’s important to start ...
Taxes
Tax Brackets and Statuses
2024-03-12
Understanding tax brackets and your tax status is crucial for planning your taxes. W...
Borrowing + Credit
Get Out of Debt
2024-03-12
Managing debt is the best way to find financial freedom. ...
Borrowing + Credit
Best Practices for Using a Credit Card
2024-03-11
By properly managing a credit card, you can earn rewards and build your credit score...
Taxes
Federal Income Taxes
2024-01-23
Federal Income Taxes are a percentage of an individual’s or business’s income paid ...
Taxes
Your Tax Return Pre-Game
2024-01-18
Filing taxes can be intimidating—but not when you have a game plan. ...
Taxes
Tax Planning
2024-01-17
Nothing is as certain as death and taxes. While no one has control over the former, ...
Insurance
Renter's Insurance
2023-12-13
A renter's insurance policy can help protect your personal property and yourself fro...
Retirement
Social Security Basics
2023-11-24
Social Security was established more than 85 years ago during the Great Depression ...
Life Insurance
Life Insurance
2023-11-10
Life insurance isn't something people like to talk about. After all, planning the fi...
Fraud+Scams
Preventing Fraud + Identity Theft
2023-10-31
In today’s uber-connected online world, the risk of identity theft is hard to avoid....
Borrowing + Credit
Credit Scores
2023-07-21
A credit score is a number that potential lenders will use to determine whether they...
Life Changes
The Cost of College Life
2023-07-19
One of the many mysteries of college, especially freshman year, is what being there ...
Borrowing + Credit
Repaying Student Loans
2023-07-14
More than half of all college graduates have used student loans to pay tuition and o...
Budgeting
Budgeting
2023-07-13
A practical, workable budget is one of the most crucial tools in your financial wel...
Borrowing + Credit
How To Manage Your Debt: Strategies & Tools
2023-07-13
Even if you're financially responsible, life's unpredictable nature can sometimes ca...
Budgeting
Envelope Budgeting
2023-07-12
The traditional envelope budgeting system uses a budget binder or a box with envelop...
Borrowing + Credit
Interest
2023-07-12
Interest plays a role in almost all aspects of personal finance, including savings, ...
Savings
50/30/20 Rule
2023-06-27
The 50/30/20 rule is a simple, practical rule of thumb for individuals who want a bu...
Budgeting
What is inflation?
2023-06-15
Inflation measures how much prices rise over time. When prices rise, the value of a ...